Scratch
My Pay
Split and route Tether or Bitcoin with blocks.
No code. Just drag, drop and connect.
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A visual flow builder for money
Scratch My Pay is a visual, no-code flow builder that lets non-technical people create payment splits and conditional money logic using Tether (USDT) or Bitcoin.
You drag and drop blocks instead of writing code.
Not a developer? Good.
For anyone who needs to define how money should be split or routed, but is not a developer.
Originally built for the music industry: paying crews and musicians.
Works for any industry or use case.
Four kinds of money logic
Simple splits
“When money arrives, send X% to person A and Y% to person B.”
Future / conditional money
Rules that trigger only when funds actually arrive later: invoice paid, revenue received, milestone hit.
Multi-step routing
Chains of payments, holds and conditional releases.
AI check
After building a flow, ask the AI to confirm the logic matches your intention before it goes live.
Five steps. Zero code.*
- Open the visual canvas.
- Drag blocks: receive money, split, send, condition.
- Connect them into a flow.
- Optionally run the AI review.
- Activate the flow so incoming Tether or Bitcoin follows the rules automatically.
Clear rules. Programmable money.
- No coding required.
- Works with Tether and Bitcoin.
- Handles money that arrives in the future, not only instant payments.
- AI safety net reduces the risk of building the wrong split.
- Usable by business people, managers, or anyone who needs clear, auditable payment rules.
Scratch My Pay lets non-technical users visually design and AI-verify how Tether or Bitcoin should be split and routed, including money that arrives later, without writing code.